In the context of the financial crisis, when the number of jobs is declining, but at the same time the consumer and service industries remain in demand, ideas or even businesses from scratch occupy the minds of ordinary citizens.
The desire to find additional income opportunities is an important reason for looking for activities without capital investment. The benefit of such a business can be considered the minimum number of risks, and if a person believes that he is strong in some area, then this will serve as an additional guarantee of the success of a new undertaking.
Business from scratch - does it happen?
No, there is no such business. In any case, you will have to invest:
- Education.
- If there is no education - time.
- And, in any case, great enthusiasm.
There is a point of view that all the proposed ideas for beginners are not business, but handicraft. But there are no other options for a zero start. If there are no funds for employees, you have to be an employee yourself. And only with the growth of the business, one's own skills, abilities and income, it will be possible to delegate part of one's functions to someone else. Moreover, very often even “grown up” businessmen of a small sphere are forced to create an adequate replacement for themselves over the years. This is the nature of a small business. Small business is a way of life. Dreaming that in a couple of years the gears will spin without any of your participation is at least naive.
This material contains proven ideas in which you can still find your niche. Think over what is your highlight among the mass of the same, and go ahead. Each of these ideas fits perfectly into the requirements of a "low start".
Businesses You Can Start Without Big Investments
We will give at least 100 ideas that allow. There is no clear division into separate groups, but for a better understanding of the area in which you can go, we will accept a conditional classification by type:
Services
Automotive Business Ideas
The best ideas in the automotive business include the following points:
Earnings on the Internet
For women
Review on video
This article from To Biz looks at the latest ideas of 2017, and the authors argue that these ideas are really promising, working, but have not yet become too competitive.
Production
The manufacturing sector includes a large number of different ideas, but you should be prepared that a certain amount of start-up capital will be required.
creative ideas
Some business ideas may be initially focused on achieving results, as they are distinguished by creativity and unusualness.
Home business
You can also find ways to earn while sitting at home. Most of the home ideas are related to the hand-made industry.
Ideas 2017
Every year there are new types of business, designed to bring even a small, but income and able to meet the needs of society.
Ideas in Crisis
In the wake of a crisis, you should choose business ideas in areas that remain in demand even with the scarcity of opportunities for potential customers.
Ideas for business in Moscow
The metropolitan public is hard to surprise, and the market is so saturated that ideas are required that are either not yet well developed or have competitive advantages.
Some examples of investments and payback periods for business ideas
The main thing that will concern everyone who decides to open their own business is the amount of investment and the payback period of the project.
| Business idea | Investment amount | Skills | Payback period |
| Tutoring | ——— | Knowledge in a certain area, the presence of a diploma | Depending on the number of students |
| Vending massage | 1 armchair 35 thousand rubles | Not required | 1 person - 100 rubles, per day throughput of 10 people = 1000 rubles. 30 thousand per month. Payback in three months |
| Mafia game or similar | Rental of premises and organization of advertising (approximately 30,000) | Not required | Monthly income 28000, payback two months |
| Tailoring for pets | Purchase of fabric, 1 meter = 300-500 rubles | The ability to sew | One ready-made suit costs from 1500 to 2000. Payback month |
| Home beauty salon | 30000 rubles | Knowledge of hairdressing | 4-5 months |
Opening your own business with minimal investment is real. The most important thing at the initial stage is to monitor the market situation, identify a niche area and draw up a business plan. Next, you need only perseverance and the desire to make a profit. You should not expect that the money will flow like a river on its own, in the first months you will have to “work hard”.
15Jul
Why I decided to write this article
Because many who ask me questions ask something that at first you shouldn’t even bother at all. There are even questions that a person may never face at all. In general, “Woe from Wit” occurs in the minds of many novice entrepreneurs, and we will “eliminate” this grief in this article. At least I'll try my best. Now let's talk about mistakes, and then I will give a step-by-step plan as I see it.
Some errors and their solutions
1. Break-even point not calculated
Many start a business without even considering how much in what period they need to sell in order to break even. This is important because many business models are cut off at this stage.
Calculating the break-even point is easy. You consider how much you incur expenses per month and then consider how much you need to sell goods or provide services per month in order to recoup these expenses. If the figure is too large and seems unrealistic to you, then it is better not to take on such a business. If you think that you can sell the right amount of goods to cover expenses or start covering expenses in a few months, then you can think about this business further.
Conclusion 1: Until you have a complete financial picture of the business in your head, you can’t borrow money or even use your savings.
2. Everything must be perfect
At the beginning of your business, you want everything to be right and beautiful: the most modern equipment is bought, the most functional website is created, the office is repaired, etc.
Striving for the best is useful, but there is one "BUT" - before you spend money, check the performance of your business model. If you are going to make an expensive website design, first make sure that your services or products are in demand at all.
Or, if you're opening a cafe, before making expensive renovations, try to start selling in the premises that are available with minimal investment. If sales go on and a place in this area of the city will bring at least some profit, then you can expand or make a cool renovation.
Conclusion 2 A: Don't invest a lot of money until you're sure people want the product. And you don’t need to bring everything to perfection, thereby delaying the start. Start with what you have and gradually develop and improve.
3. Not understanding your future business or simply no love
I personally think that a business should at least like it. For example, I love each of my business projects, and if I didn’t love them, they wouldn’t turn out to be profitable.
Some start-up entrepreneurs write me questions like “What to sell”, “What services are profitable to provide”, “What kind of business is profitable to do”, etc. I answer everyone: "Open your own bank." And no one likes my answer, although it answers all these questions. Every entrepreneur has a different life situation, different interests and different knowledge. If one likes selling toys and the other likes selling men's suits, then they won't be able to switch businesses and be as successful. This is because they do not understand the model itself and simply do not feel interested.
Conclusion 3: You can't build a business on an idea just because you just know it's profitable and you're not interested in it. Business needs to be understood, loved and “be in the know”. For example, I could not open a massage parlor and lead the business to success. Not because I don't have enough money, but because I don't understand anything in this business.
How to start your own business - 10 steps from scratch
To begin with, I want to say that below I will give 2 plans on how to start your business: complete and simplified. Let's start with the complete.
Step 1. Business Idea
Of course, to start a business, you need to know what to start. I have always said, I say and I will say that an entrepreneur must have an idea. If you can't even come up with an idea, then what kind of business are you talking about. It is not necessary to be an innovator and come up with something unimaginable. You can take an already working idea, look around, find flaws in it, or simply improve it the way YOU see it and it will be a different business. It is easier to enter a formed market than to form it yourself. And the idea should not be global, you can start a micro business or.
In order to come up with or find a business idea, read the following articles and after reading you will 100% decide on the idea:
After the articles are read, the ideas are thought up, you can proceed to the next step.
Step 2. Market Analysis
After choosing a business idea, you need to analyze the market, find out if people really need your product. Evaluate the competition, identify the positive and negative sides of competitors, find in yourself what will make you different from your competitors. Compare prices, quality of service, assortment (if it is a commodity business) and look to the maximum for what you can be better at. It is necessary. Why? Read!
Once you have assessed the supply and demand, realized that you can compete with existing companies, you can move on.
Step 3. Business Planning
Step 5. Registering your business
This step cannot be missed, because the business must be registered. You can use LLC or IP. It all depends on your activity. This article will help you:
Once your business is set up, you can move on to the next step.
Step 6. Taxes and reporting
I indicated this step right away, because you must initially decide on which taxation system you will work with. This must be done immediately, because the amount of taxes and how they are paid depend on it. To do this, read the following articles:
And also read other articles of the rubric, because there you will always find up-to-date and complete information about tax and accounting. You can also ask your question and get an answer from a specialist.
Step 7. Quick idea testing
Someone will say that you can test without registering a business. And you are right! It is possible and so, but it was not in vain that I wrote at the very beginning that there would be 2 scenarios for the development of events, and in the second I will talk about it. Now let's move on to testing itself.
Initially, you need exactly quick testing - “testing in battle”. With your own money, test the idea, give minimal advertising, make the smallest possible product and try to sell it. Study demand in practice so to speak. You have to look into your plan, estimate what you need at the minimum in order to get started and start right away. Why is this being done. At the very beginning, I wrote about one of the mistakes of novice entrepreneurs, which consists in delaying the start, in constant improvements, etc. You don’t need to bring it to perfection, you need to start as soon as possible in order to test the idea in action, get the first sales and be inspired to continue development.
If the start does not give the first sales, then you need to revise the plan, idea and look for errors. A quick start is also done so that in case of failure you spend less time, effort and money. Agree, it would be more annoying to prepare for a year, and then fail? It is less offensive to realize your mistakes right away, while you still have little time to do. So you can make adjustments along the way and everything will start to work out!
To test ideas and your business can help you. It is more for testing ideas on the Internet, but it is also suitable for the real sector (offline).
Step 8. Business Development
After the tests have been carried out, the plan has been adjusted and sales have started slowly, you can develop your business and refine everything that you wrote in the plan to perfection. Now you can improve the site, increase warehouses or office, expand staff, etc. When your idea and business model has shown its performance, it is easier for you to set more global goals. Moreover, you have already received the first money from the first orders or sales and can reinvest them in development.
If there is not enough money, then here you can already resort to loans and borrowings, because business brings money and you can borrow with a clear conscience for its development. If you don't need much money, even a credit card might work. In I told how you can use credit card money for your business without interest.
Step 9. Active promotion
This step could be attributed to development, but I took it out separately. After you have wider warehouses, more powerful equipment and site, more employees, etc., you need to make it all work. This requires aggressive advertising to the maximum. You have to use a lot of promotional opportunities. Look for clients on the Internet, do offline advertising, do direct sales, etc. The more advertising tools you use, the better the result. But be sure to record the results and filter out ineffective advertising tools so as not to waste your budgets.
Step 10 Scaling
Your business is doing well, making money, you are constantly developing, everything is great! But there are also adjacent areas or neighboring cities. If your business model is successful in your city, then you can make representative offices in other cities. If there is no desire or opportunity to go to neighboring cities, then you can simply capture an adjacent direction, if there is one at all.
For example, if you sell household appliances, you can simultaneously open a repair service and provide paid repair services. If your client's equipment is beyond repair, you can always offer him to buy something from your store in exchange. In general, look at your business and I am sure that you will find something to cling to.
What else can you pay attention to
During the launch of a business, there are several parameters that allow you to evaluate how effective your business is at the start, take them seriously:
If the net income of your business is above zero, excluding equipment costs and taxes, then your business will survive because it generates some money. If it is below zero, it means that your business is burning money, and it will not have enough loans and investments;
If you planned sales for 200,000, and sell for 50,000, then this is an occasion to seriously adjust your work and, possibly, the plan itself;
You should be comfortable. Business is hard. If you, too, are constantly having a hard time, then it will be difficult to cope with the tasks of the business. Give yourself enough comfort so that you don't feel left out because of your own business.
How to start and open your own business in a simplified way
As promised, I will give another simplified diagram of how to start your own business. Because I have already written all the points above, so I will refer to them here so as not to repeat myself.
I myself have used this scheme more than once, because before I started very small projects in which a lot could be missed. So the schema looks like this:
- Idea (it should always be);
- Easy planning, you can not paint, but fit the main points on a sheet of notebook. It is done in order to draw a model;
- Quick idea test. Perhaps even without investments and search for money. Or very little money will be required and they will simply be in your savings;
- Development and active promotion. After the first orders are, you can start active promotion and bring everything to mind;
- Business registration and scaling.
As you can see, I missed registration at the very end, because some business projects can be implemented without registration, because during the test you don’t get so much money to immediately run for them to report to the tax office. But if the business model has shown its performance and, after active promotion, it is growing, then the design should be instant.
But you still can’t do without registration even at the first stages if you need a retail space, an office or work with companies under contracts, because for this you need at least an individual entrepreneur.
Conclusion
In this article, I told you how to start your own business, talked about the mistakes that beginners often make and I made, and now you know what to do before starting your own business. Read my site, subscribe to it, and try to start doing your own thing. We will not leave anyone on the site without help. Thank you for your attention!
Sincerely, Schmidt Nikolai
For every extraordinary person, endowed with the ability to earn money in a different way than the majority of officially employed, the society presses mercilessly. This is because “it is not customary for us”, “everyone works - and you work”, “you will be left without a pension, you are guaranteed a hungry old age”, etc. A way out of the situation is possible: opening an individual entrepreneur, that is, registering with the tax authority as an individual entrepreneur. The seniority in this case will go from the date of registration, and social guarantees for a comfortable old age are provided. Ideal for freelancers.
The opening of an individual entrepreneur is also relevant for those people who already have an official place of work: the status of a legal entity provides new business opportunities and allows you to additionally attract third-party investor capital. There are many advantages, and for each type of activity, for each individual entrepreneur, they have their own.
We present you a step-by-step instruction for opening an IP from scratch.
A package of documents for opening an IP
By the way, about the types of activities. The OKVED classifier contains a complete list of them, and before writing an application, you will need to familiarize yourself with it and select several types “for yourself”. It is better to choose a few, with a perspective on the future. This foresight will help you save money: in the future, when adding (changing) OKVED codes, you will be required to pay a state duty. The very first OKVED you choose must correspond to the main type of activity, the rest - additional or related. If in doubt, you can consult a specialist.
The correct choice of OKVED is not a mere formality: there are a number of activities for which an entrepreneur can be provided with some preferential conditions for his business activities. Therefore, it is in your interests to approach this matter with all responsibility.
The application is filled out in the form P21001 (you can take it from the tax office or download it on the Internet). Your personal data and pre-selected OKVED codes are entered there. If you submit the application yourself (not by mail and not through a proxy), then the signature can not be certified by a notary, although in order to avoid errors when filling out (and there can be many of them, despite the seeming simplicity of the document), it is still recommended to contact this specialist . It will cost several hundred rubles: a quite reasonable price in exchange for ensuring that the application is accepted the first time. Copies of all pages of the passport should also be certified there.
The state duty for opening an individual entrepreneur is now 800 rubles. This payment can be made at any branch of the bank, the main thing is not to lose the receipt. So, what does the package of documents submitted to the tax office include:
- IP registration application;
- Copies of all pages of the passport (including empty ones);
- Copy of TIN (if any);
- Receipt for payment of contribution to the treasury, that is, state duty.
If you do not have a TIN, then in parallel you can apply for registration, although usually this document is done when the IP registration is already underway (within 5 days after the submission of the corresponding application), or even after registration is completed. This point can be clarified with an employee of the tax inspectorate.
IP registration application
Please note: you need to submit documents to the IFTS according to your registration address, that is, taking into account the territorial affiliation of the tax. Otherwise, your application will be rejected and you will lose time.
So, the reasons for the refusal to register an IP:
- The wrong body of the IFTS was selected;
- Documents are incorrectly drawn up;
- Not the entire package of documents has been submitted;
- One year has not passed since the day you were declared bankrupt (for the previous type of economic activity);
- The ban imposed on your business activities by the court is in force.
In addition, for a person who has not reached the age of majority, there must be a conclusion of the court or guardianship authorities, indicating that he has reached the state of full legal capacity. The marriage of a person under the age of 18 is also considered a condition for providing the opportunity to open an individual entrepreneur.
In all other cases, subject to consultation with a notary on filling out an application for registration of an individual entrepreneur, you are guaranteed a positive response. The deadline for registering an individual entrepreneur in the tax office is five working days. You will receive two documents: OGRNIP and EGRIP plus TIN, if a corresponding application was submitted. They can be handed over to you either in person or by mail at the place of residence. It is better, of course, to pick up such securities yourself.
Registration of an individual entrepreneur in the tax
Next, you will need to decide on the tax system. Many individual entrepreneurs choose the simplified tax system (“simplified”), but pay attention to the fact that since 2013 it has been called the patent taxation system. If you plan to work closely with companies that take into account VAT in prices, then you are better off choosing OSN (main system). Then the income tax will not be 6%, as in the case of the "simplified", but 13%. Plus property tax, personal income tax, VAT and other deductions. However, if you plan to hire more than 15 employees, DOS is unavoidable. UTII ("imputation") is now rarely used, this issue is resolved in the municipality.
If you choose the simplified tax system, and at the same time your expenses (according to estimates) will be 60% of income or more, then it makes sense to choose a tax not of 6%, but of 5-15%. Then the rate will be calculated individually and multiplied not by the amount of profit, but by the difference between income and expenses. On this issue, it makes sense to consult an economist.
When choosing a taxation system other than the DOS, which is applied by default, you will need to write an appropriate application, and within a few days the procedure will be completed. You will then acquire tax reporting obligations as part of your business activities.
Registration of individual entrepreneurs in the Pension Fund of the Russian Federation and the Social Insurance Fund
After receiving the relevant documents, you will need to apply to the pension fund. The tax office will inform you about the "birth" of a new entrepreneur immediately, but you will need to come in order to clarify the amount of mandatory monthly insurance premiums, which will ensure your retirement future. To obtain the necessary details, you will need copies of the following documents:
- OGRN;
- USRIP;
- SNILS;
- Passport.
If you hire employees (become an official employer), then an employment contract, a work book and SNILS (payer certificate) are additionally provided to the PF, and in addition, you will also have to register with the FSS. You can register with the FSS (social insurance) even if you personally need vacation, maternity leave or sick leave. In a word, registration with the FSS provides additional social guarantees. Contributions to both the PF and the FSS can be paid either every month, or immediately pay the amount for the entire year. The staff will help you calculate it. The total payment is usually a little over 1000 rubles.
Do you need a business account?
Additionally, you will have to register with Rosstat. It will also take a maximum of several days, and at the end of the procedure you will receive an extract that you will need to present at the bank when opening a current account (r / s) of an individual entrepreneur. R / s is not a prerequisite for registering an individual entrepreneur, however, if you plan to receive significant amounts from counterparties under one contract, the law obliges you to this formality. Yes, and it will be more convenient for you. After opening a bank account, you will be connected to the client-bank service for convenient payments (and their acceptance) by bank transfer.
How much does it cost to open a sole proprietorship?
If you do everything yourself, then the cost of registering an individual entrepreneur will not exceed more than 2000 rubles, including state duty and overhead costs (notary, photocopies, etc.). If you open a settlement account, then add another 800 rubles. A simple seal without a coat of arms will cost 300 rubles.
If you contact an office that will do everything for you, then opening an IP will cost you 5000-7000 tr.
It is done
After all the formalities have been settled, you can safely proceed to exercise your rights as an individual entrepreneur, without forgetting, however, about your obligations. In the case of choosing the simplified tax system, it is quite possible to conduct tax reporting independently, the same applies to UTII, but entrepreneurs usually hire an accountant to work on the main system. Depending on the selected system, the duration of the reporting period may be different: once a month, once a quarter or once a year.
Video about step-by-step registration as an individual entrepreneur:
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For many, it is important to be able to work for themselves, giving themselves completely to their chosen occupation. What can stop you from making money doing what you love? A novice businessman may be faced with the need to figure out how to open an individual business and start acting officially.
What do you need to open an IP
Under the law, all citizens of the country, even foreigners with temporary registration in Russia, can work as an individual entrepreneur (formerly they were called PBOYuL). The only exceptions to this list are municipal and state employees. The quick procedure for registering an IP can be performed independently or entrusted to special companies for which this type of activity is a priority.
If the registration of an individual entrepreneur is entrusted to third-party organizations, then you need to prepare for the fact that the money spent on starting a business will increase several times compared to solving the issue on your own. The following factors may also affect the price:
- printing production;
- notarization of documents;
- opening a bank account, etc.
The procedure for registration of IP
How to register an IP without much delay? This requires preparatory work. At the initial stage, you need to decide on the area of \u200b\u200bactivity. For this, there is an all-Russian classifier, where from the list you can select the direction of work and the corresponding code, which should be indicated when opening your business. It is allowed to indicate several areas of future activity, but the main view should come first.
The procedure for opening an IP involves choosing the form of tax payment. Most private traders work according to a simplified system. In this case, the tax is calculated from income and amounts to 6%. If you choose to tax income without taking into account expenses, then the interest rate will range from 5 to 15 points. There are other types of business taxation, information about which can be found in the tax authorities.
Where can I register an IP
According to the legislation, the submission of documents and registration of a private entrepreneur is executed at the place of registration of a citizen. To do this, you need to contact the local tax office with the necessary set of documents. If the businessman has chosen, then he is allowed to register at the place of business. It is permissible to open a business in several regions, localities or parts of them. In this case, registration takes place where the first object of the entrepreneur's activity is registered.
To date, the easiest, fastest and most convenient way to open an IP is.
Documents for opening an IP
If the question of how to issue an IP is more or less clear, then special attention should be paid to what list of documents is needed to open an IP. This:
- passport (a photocopy is also required);
- application (form 21001);
- receipt of payment of the fee;
- TIN (+ copy).
IP registration application
You should take a responsible approach to filling out the document, the form of which can be downloaded from the official website of the Ministry of Taxation or requested from the tax office. The application for registration of IP consists of five sheets, which must be numbered and fastened together. The document is signed personally by the entrepreneur and notarized only if the documents are provided not by the businessman himself, but by an authorized person.
IP registration - cost
Starting your own business is a procedure that is not free. How much does it cost to apply for an IP? The only thing you need is to pay the state duty (today this amount is 800 rubles). It can be paid online by bank transfer or at any bank. If you entrust this process to specialized firms, then the price will vary not only from firm to firm, but also depending on the region where the individual entrepreneur will be registered.
How to open your IP - step by step instructions
If the field of activity is defined and the taxation system is chosen, then you can proceed to register your own business:
- You must submit a set of documents to the tax office in order to obtain an identification number assigned to each taxpayer.
- In the case when the TIN is already available, then you can immediately pay the state duty for the commission of an action by a state body.
- You can apply for the assignment of a TIN together with documents for state registration of an individual entrepreneur, but the process may be delayed.
If the documents are collected, then you can register an individual entrepreneur yourself at the tax office at the place of registration (not residence!). This process is step-by-step and has a sequence. Step-by-step instructions consist of preparing a package of documents and submitting them to the tax office. Further conditions that allow you to create a legal entity from scratch, whether it is an object of trade or a small business, a tailoring enterprise, are the same. An approximate step-by-step algorithm after registration of the IP itself:
It is also possible to remotely prepare all the documents and send an application for opening an IP. To do this, use
Starting your own business does not always require significant investments. You can open your own business without investments, if you plan and organize the work correctly. There are a lot of ideas on how to start your business from scratch without money, we will consider a few of them, as well as all the nuances of entrepreneurial activity without investment.
How to start a business
The right start for any project is strategic planning. And when it comes to starting your own business without starting investments, the task only becomes more complicated. But this does not mean that it is impossible to open a profitable and successful business without large investments, however, it will not be possible to do without money at all.
Entrepreneur's first steps:
- Define your niche.
- Make a business plan.
- Involve partners or employees.
- Open sales channels / organize the search for customers.
Many recommend starting an activity in a well-studied field. In business, time is a valuable resource and should not be wasted on exploring new areas. In extreme cases, you can delegate part of the work to a professional in the person of a partner or employee. But it is important to discuss all the details regarding the terms of reference and earnings “on the shore”, since investments are not initially provided.
The main task of an entrepreneur is to create a product that will be in demand in a particular region, city, district or microdistrict. It can be a service, product, own development.
Key challenges - what to look out for
The lack of investments is not a key problem when creating a business, but their lack will have to be compensated by connections and time. Good communication skills will be required here, as it is necessary to organize sales, supply of goods or provision of services. Finding the right people is not easy, but possible. There will always be a distributor who is willing to pay a percentage for attracting new customers, or a supplier of goods who will provide sales statistics and promotional materials.
It may be necessary to learn new skills in order not to spend a severely limited budget on specialists. For example, to prepare documents, tax reporting, take into account income and expenses. Plus, from the moment of business planning to reaching the “break-even point”, a certain time will pass. Therefore, funds are needed to manage business and pay current expenses, both personal and work.
It is worth considering that it is problematic to do without investments. Most often, the concept of "business from scratch" involves some investment, but their amount is determined not by the needs of the project, but by the capabilities of the entrepreneur.
How to choose a niche - an overview of suitable fields of activity
Professionals often give the same advice: make a list of niches that a future entrepreneur understands or can quickly master. The list can include from 10 to 100 types of activities, after which they need to be analyzed and crossed out (or postponed) less and less profitable and difficult to implement.
It is important to note that without investing money, you can engage in almost any economic activity, but with certain reservations. It can be:
- Production.
- Trade.
- Services.
Consider the nuances of all, in the context of the minimum budget.
Production of goods
When it comes to production without investment, you need to understand that work is organized at home or in personal utility rooms. The volume of production will be small, so the margin should be from 70%. This will pay off the investment in raw materials and the long time spent on manufacturing and marketing the product.
Moreover, the final cost should be competitive, and the quality at a decent level. Otherwise, it will be difficult to sell the goods, it will not be possible to find regular customers, namely, they bring from 30 to 80% of income (in the aggregate).
It is necessary to take into account the specifics of the product. Making birthday cakes or gingerbread houses at home will provide the entrepreneur with some income, but this can only be considered as a start to raise money for business development. Subsequently, "own business" should move to a larger level - renting a kitchen, issuing the necessary certificates.
Development planning will help in the future to hire employees and delegate part of the work. Otherwise, the profit will depend only on the entrepreneur, and practice shows that "to cope with everything at the same time" is problematic. Difficulties will regularly arise either in the procurement of materials / raw materials, or in marketing. In the worst case, a businessman will face an audit by authorized bodies.
Sphere of trade
Trade is easier than manufacturing. In this case, the entrepreneur can act as an intermediary between the manufacturer or distributor and the buyer. That is, it is enough to organize only sales and completely do without investing money.
The product can be anything, but you need to understand it well, plus understand the market, competitors, and customer needs. Modern business cannot do without sales managers, and an entrepreneur can become an agent - not a full-time unit, but not an official individual entrepreneur or LLC. It will not be possible to earn money in this way for a long time, and in the future it is necessary to register a business. But you can save money for a start - hiring employees, paying tax fees, renting an office, goods.
If the business is already registered, then all mutual settlements can be made through your bank account:
- negotiate sales;
- find a buyer
- accept payment;
- transfer part of the money to the supplier;
- arrange delivery.
Primary activity - negotiations at different levels with suppliers and potential buyers. An entrepreneur cannot do without excellent communication skills, but financial investments will be minimal. Plus, you can study the market of a certain product “from the inside” and further develop in this or a related area.
To increase turnover, you can attract partners or employees with a minimum salary and a high percentage of sales. Costs will be reduced, and the motivation of specialists will increase.
An alternative business option in the field of trade - launch of an online store and sale of goods for specific orders. But before receiving payment from the client, he will require to invest his own money or agree with the supplier on a delay.
Provision of services
The service sector allows an entrepreneur to open a business without significant investments. There is no need to purchase goods, and it is not always necessary to rent an office. It will be possible to implement the project if the owner or his partner has useful skills at a decent level. For example, you can engage in tutoring, translation of texts, consultations, delivery, tailoring or bedding, interior decoration (design, decorations for the holidays), organizing events, attracting, as necessary, the necessary specialists.
As with trading, the entire business can be conducted from home - it is enough to have access to the Internet and get a separate mobile number.
Initially, you need to determine the list of services provided, study the market and pricing policy, the characteristics of competitors, as well as their strengths and weaknesses. After that, you should proceed to the search for clients - use paid or free methods - advertising in thematic print media, placing ads on the Internet, creating a one-page website (business card) with a description of services and prices.
Internet business
Information business can be attributed to a separate direction. The Internet provides great opportunities, and also serves as a powerful tool in the implementation of projects in the field of production, trade or services.
With virtually no investment, you can do site building, both for yourself and for sale. To solve current tasks, for example, creating layouts, videos, you can attract freelancers by paying for one-time orders. This is also done via the Internet - without leaving your home you can fully conduct business.
There are many options on how to create a business on the Web:
- sell educational or informational materials;
- launch information sites or blogs, groups in social networks, subsequently using them as platforms for advertising (more details:);
- conduct consultations on certain topics - accounting, law, proper nutrition, sports.
Recruitment and business launch
When a business starts from scratch, it is possible to attract employees in two cases: if the entrepreneur completely organizes the process and hires staff to perform a specific task, or when the income of a specialist depends entirely on the efficiency of his work (payment of interest on profits).
Each employee involved in the business must meet the basic requirements:
- Have work experience or a strong desire to work. For example, a tutoring agency specialist must have the education and experience to teach others. And a sales manager can be inducted in a few days, outlining the “front of work”.
- All employees must understand the basic business process - understand their product or service, know the prices and organization of work. For example, an active sales manager must remember what products are sold (the supplier has them), current promotions, product advantages over competitors.
Staff need to be motivated and properly assigned responsibilities. As a rule, the minimum capital for starting a business involves either the complete absence of employees, or the involvement of 1-2 people.
Launching a project without investments requires preparation and clear planning. The entrepreneur must work out all the processes:
- Prepare all documentation. If the business is initially formalized in accordance with all the rules, it is necessary to determine the organizational and legal form (for a start, it is optimal to choose between an individual entrepreneur or an LLC), obtain a document allowing you to conduct business. For cash payments, you must purchase and register a cash register or buy BSO forms.
- Prepare an offer for customers - prepare price lists for goods or services. It is also necessary to properly organize the work process - to plan where and how negotiations will be held, services will be provided.
Then the search for clients is organized, and the business begins its activities. It is expected that weaknesses and shortcomings will be revealed in the process - the entrepreneur needs to analyze the work and the first results. As necessary, the range of business activities is adjusted to achieve maximum financial results.
Examples - business ideas from scratch, without investments
There are many different business ideas that work great in Russia without financial investment. For example, consider several options that are relevant for 2018-2019.
Idea #1. Provision of household services
The essence of the business idea: provide services for minor repairs, cleaning, loading and unloading.
What do you need: determine the list of services that can be provided at a decent level, determine prices.
Starting investments: purchase of tools, household chemicals, overalls.
The work can be performed both by the entrepreneur himself and by employees involved in one-time orders. Next, an advertisement is placed for the provision of services of loaders / plumbers / door / cleaning installers. When the first order arrives, it is necessary to contact the involved personnel, appoint a time and place of work. After the calculation, part of the funds remains with the entrepreneur, part is distributed among employees as wages.
Risks: bad faith of the client and lack of payment, negligence of the employee and improper performance of work.
To reduce risks, you need to understand the field of activity. Then you can evaluate the skills of the staff and the quality of their work. In order to avoid problems with payment, it is necessary to draw up an agreement with the client, take an advance payment. At the same time, the entrepreneur must have complete order in the documents.
Idea #2. Monetization Hand-Made
Many people have interesting hobbies - sewing, knitting, embroidery, soap making. With the right organization of activities, a hobby quickly turns into a business.
The essence of the business idea: individual tailoring, sale of ready-made things or accessories.
What do you need: create samples for the presentation, take a photo and create a portfolio. Optimally - creating a group on a social network where you can post photos, videos and advise interested customers. Also, for demonstration, they create sites on several pages, but this already requires small investments.
Starting investments: materials for creating samples and funds for the purchase of raw materials, making products to order.
In this case, you need to develop a unique product - personalized, openwork crocheted or knitted bedspreads, swimwear, beautifully shaped soap with healthy oils, etc.
Risks: large time costs with low profits and, as a result, low profitability. The markup on finished products should be at least 50%, optimally - from 70%.
It is necessary to work out distribution channels - when looking for customers, you should not be limited to creating a group on a social network, you need to promote it, collect reviews, hold promotions and sweepstakes.
Idea #3. Tutoring and lessons
The essence of the business idea: teaching adults or children certain skills.
What do you need: study teaching aids, develop a lesson plan.
Starting investments: purchase of information materials, if necessary.
This business practically does not involve investments and is equally suitable for both women and men. In the modern world, people regularly feel the need for a certain area - dancing, sports, higher mathematics, sales training, playing the guitar. But in order to provide such services, you need to be, if not an expert, then a professional, to have documentary evidence of your specialty. Or, you can attract employees, but the profit in this case will be lower.
Risks: lack of talent to teach. Not every person is able to calmly and confidently explain to a person the same formula or scale several times. If there is no patience, interest in classes, then there will be no result. As a result, clients will refuse and find another specialist.
Idea #4. Blog or information site
Many people search the web for information every day. The topic of the information business can be anything, the main thing is to understand it and share useful information with readers.
The essence of the business idea: write articles or posts on a specific topic, answering questions from readers.
What do you need: computer or laptop, internet access.
Starting investments: buying a domain and paying for hosting - the minimum costs per month will be about 200-300 rubles.
With minimal investment, an entrepreneur creates an Internet resource, optimizes it and fills it with useful content. When the site reaches a certain minimum number of visitors per day, various advertisements can be placed on it, receiving a regular income.
Risks: lack of skill and understanding of Internet business can negatively affect search results. Accordingly, the site has fewer visitors and less profit. Plus - it will take time to achieve the minimum indicators, it can be calculated in 2-12 months, which the entrepreneur will work for free.
Idea #5. Resale of goods
It should be noted right away that trade is a specific area and one cannot do without high communication skills. Every day, an entrepreneur will need to find suppliers and customers.
The essence of the business idea: become an intermediary between the seller and the buyer, earning on the price difference.
What do you need: identify the product, find a supplier, negotiate sales and a percentage of the work. For sales, you need a separate mobile number and a PC.
Starting investments: may be missing.
It is better to start the search for a supplier with large companies that have recently entered the market. But well-known organizations are unlikely to refuse additional customers and the profit that an intermediary will bring. It is important to understand the product well, navigate its properties, pros and cons, competitors, prices.
It is most advantageous to register an LLC or an individual entrepreneur and carry out all calculations through your details. After receiving payment, part of the funds is transferred to the supplier, the goods are shipped and delivered to the buyer.
The mediator is required to:
- Find a client.
- Receive order and payment.
- Arrange delivery.
- Solve issues related to marriage, re-sorting/shortage of goods during shipment, warranty and service repairs. The last two points most often fall on the manufacturer, but the intermediary should also understand all the nuances.
Subsequently, you can organize a sales office by hiring 2-3 managers, expand your price list and sales geography. Many companies are building a business this way, and the idea has a great future.
Risks: competition and lack of payment. Not every client is ready to work for an advance payment, often suppliers provide a delay that is not available to an intermediary, at least at the start of work. When the entrepreneur gains the trust of the supplier, you can count on special conditions and a delay. But if the end client refuses to pay, the responsibility will fall on the intermediary. It is important to clearly work out all business processes and protect yourself as much as possible from the bad faith of the buyer.
These are just a few basic business ideas from scratch that can be adapted to suit the entrepreneur's skills and abilities. Each of them involves a minimum start-up investment and the possibility of developing from a micro-business level to a large company for the production, sale or provision of services.
But all the options have one thing in common - the entrepreneur himself needs to understand the chosen area, even if other people are involved in certain works. Business does not forgive low service, low-quality services and failure to fulfill the given word. To ensure a constant flow of customers, you need to be the best, follow the market and new products and technologies.
